The Impact of Conditional Household Saving Incentives on the Resilience of Vulnerable Households

Global Communities is proud to present the following learning briefs from the USAID-funded Improved Services for Vulnerable Populations (ISVP)/Twiyubake Program implemented in Rwanda.

While experts agree that financial inclusion and services are important to establishing resilience at the household level, there is still a need for further evidence around which interventions have the greatest short- and long-term impacts. To address this gap, the USAID Twiyubake Program developed a learning agenda to determine the impact of conditional household grants and saving incentives on the resilience of vulnerable households in 2018. The following learning briefs address the program’s findings.

“Catalyzing Household Savings in Rwanda through Incentives” explores the following questions: Do incentives catalyze and sustain savings rates over time? Does incentivizing savings result in higher investment trends among households?

Key findings from this learning brief include:

• Incentives boost household savings rates
• Incentives spur investment in income generating activities
• Incentives strengthen household investment in assets